Do not regret growing older. It is a privilege denied to many -- Author unknown



THE GENERATIONS ... WHICH ARE YOU?
  GI Generation -- 1901 to 1926
  Silent Generation -- 1927 to 1945
  Baby Boomer -- 1946 to 1964
  Generation X -- 1965 to 1976
  Generation Y -- 1977 to 1994
  Generation Z -- 1995 to present

Each generation has its own unique perspective of life.  Along with that, concerns and needs differ from generation to generation.  Because of that, communication between the generations can be tricky.  If you are in the GI or Silent Generation and working with an agent in Generation X who hasn't received special training, your real estate transaction might be frustrating.

As a Senior Real Estate Specialist (SRES) and certified Century 21 "Mature Moves" consultant, I received training related to issues that will most likely come up for you from the time you start thinking about selling your home through the relocation process. I have a Master's Degree in counseling which has equipped me with the ability to listen and ask questions that will help you clarify and consider your options and making important lifestyle decisions.  Also, I am a senior and have great interest in understanding the alternatives and opportunities we have at this time in our lives.  Together, we can work through your concerns and questions while eliminating some unnecessary stress.

I will be able to help you as you investigate the different types of lifestyle options such as:  Adult Community, Independent Living, Continuing Care Retirement Community, Assisted Living, Board & Care, Skilled Nursing, Short-Term/Respite Care, Alzheimer Care, Hospice, etc., etc., etc.,



IT MAY BE POSSIBLE TO STAY IN YOUR CURRENT HOME
You may be able to modify your home to "Age in Place".  What does "Aging in Place" mean?   Click Here to find out.

I have a list of Universal Design items that you can do to your home to make living safer and more convenient.    Just give me a call and I'll get a copy to you. Or ...  Click Here to Email Your Request

Also, a Reverse Mortgage may be a useful tool for you in easing financial issues.  I have detailed information on how a Reverse Mortgage works which I am happy to share with you.



WHEN SELLING IS A VIABLE OPTION, THERE ARE SOME BASIC RULES TO FOLLOW
Pricing -- It is just as important not to under value your home as it is not to price it too high.  I will provide you with a detailed Comparative Market Analysis (CMA) which will help you determine the best price for your home.

Preparing your home -- There are things you can do to ensure that you will get your home sold for the highest price in the shortest period of time.  I have a "To Do" list that will help you attain that goal and I"ll be there to help you along the way.

Marketing and showing your home -- I have a list of what to do and what not to do that will enrich this part of the home selling process.

Negotiating the sale -- It's natural for sellers to want to get the highest price possible with doing no repairs and for buyers to want to get the lowest price possible with everything repaired.  Using my counseling and negotiating background, we will work together to create a win-win solution.


CONSULTATION WITH OTHER PROFESSIONALS WHO HAVE EXPERTISE IN WORKING WITH SENIORS' IS ADVISABLE
Some of these include, but are not limited to:  Elder law attorney (wills, trusts, estates), CPA or money manager (tax and capital gain matters), financial planner, expert on pensions, IRAs, 401k accounts.  Estate liquidator, escrow company, title company, 1031 exchange specialist, tax specialist, reverse mortgage lender, reverse mortgage counselor, insurance agent.